Overview
Quick and accurate cost estimates
Risks to residential properties everywhere are multiplying, yet underwriters are still expected to make major decisions in a matter of hours — or less. Get an all-in-one residential valuation system that quickly calculates accurate reconstruction cost estimates with transparency. Cotality gives you what you need to make speedy, fully informed underwriting decisions, based on construction cost data that has been trusted by underwriting and risk management professionals for decades.
Get accurate reconstruction costs
Get accurate reconstruction cost estimates with property-level pricing. Our multi-sourced data reflects real-world economic conditions and market costs.
Increase processing efficiencies
Reduce manual reviews and improve quote accuracy, and streamline underwriting with industry-leading prefill data and detailed reports that ensure all necessary criteria are met upfront.
Mitigate cost disputes and discrepancies
Confidently validate reconstruction costs backed by multi-sourced, expert-verified CLIP data. Our pricing ensures transparency in every calculation, so you can rely on the reconstruction cost you underwrite.
Get accurate reconstruction costs
Get accurate reconstruction cost estimates with property-level pricing. Our multi-sourced data reflects real-world economic conditions and market costs.
Increase processing efficiencies
Reduce manual reviews and improve quote accuracy, and streamline underwriting with industry-leading prefill data and detailed reports that ensure all necessary criteria are met upfront.
Mitigate cost disputes and discrepancies
Confidently validate reconstruction costs backed by multi-sourced, expert-verified CLIP data. Our pricing ensures transparency in every calculation, so you can rely on the reconstruction cost you underwrite.
Features
Reconstruction cost accuracy, powered by Cotality
Powered by decades of property data, Cotality Residential Valuation delivers highly precise reconstruction cost estimates, ensuring accuracy and confidence in every valuation.
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Underwriting residential prefill
Residential prefill automatically populates your estimate with a digital profile of any property, simply based on a street address. Directly through any underwriting policy system, instantly get access to property characteristics sourced and streamlined from appraisal data, MLS listings, and more.
Engineered to fit underwriting process
We tailor our solution to integrate with your existing process, whether through our standalone UI, API integration, or a hybrid approach. Additionally, detailed reports allow you to display calculations that align directly with your specific policy requirements, ensuring a seamless experience.
Data-driven ITV calculations
Our platform leverages comprehensive calculations, factoring in materials, labor, and equipment cost based on local economic conditions. Backed by decades of tracked proprietary construction pricing data, we provide your underwriting team with precise, bottom-up reconstruction cost estimates.
115M+
sourced prefill property data. Leverage a vast dataset of over expertly sourced pre-fill property records to streamline your underwriting process with reliable, up-to-date information.
100M+
high-confidence property data returns. Our prefill solution delivers 85% of returns ranked as Very High confidence—ensuring accuracy and reducing the need for manual verification.
100%
residential pricing coverage across North America. Our construction cost database spans all 4,1000+ ZIP codes, ensuring comprehensive residential property pricing coverage across various local economies.
