Overview
Property insurance underwriting software
Trusted by the top 25 property insurance carriers in the USA, UnderwritingCenter is the industry-leading loss control management platform that drives profitability and efficiency for underwriting teams.
UnderwritingCenter revolutionizes residential property inspections, optimizing underwriter efficiency with Cotality’s proprietary property and risk datasets, and AI-enabled workflows. Its automated underwriting software enables straight-through processing and seamless integration with top-tier insurtech solutions.
Process efficiency aiding better results
By identifying risk attributes and user-written roles, UnderwritingCenter enables straight-through processing. With real-time business insights and role-specific analytics, it helps underwriters achieve better outcomes.
Reduced expenses and improved communication
Underwriting Center helps automate data collection, workflows, and vendor reconciliation, reducing expenses and improving productivity. It connects all participants in the value chain to provide policy status insights.
Analytics and insights for decision-making
Comprehensive property analytics helps make informed business decisions. Our UnderwritingCenter condenses such insights into reports on risk identification, hazard eligibility, and scoring to provide a full property overview.
Process efficiency aiding better results
By identifying risk attributes and user-written roles, UnderwritingCenter enables straight-through processing. With real-time business insights and role-specific analytics, it helps underwriters achieve better outcomes.
Reduced expenses and improved communication
Underwriting Center helps automate data collection, workflows, and vendor reconciliation, reducing expenses and improving productivity. It connects all participants in the value chain to provide policy status insights.
Analytics and insights for decision-making
Comprehensive property analytics helps make informed business decisions. Our UnderwritingCenter condenses such insights into reports on risk identification, hazard eligibility, and scoring to provide a full property overview.
Features
Streamline underwriting data integration and workflows
Utilize our world-class property data and customize underwriting workflows to make more informed decisions, faster. Achieve straight-through processing with rule-based decision-making, reducing manual tasks with the leading insurance underwriting software, UnderwritingCenter.

Virtually inspect properties
Utilize high-resolution aerial photography with Virtual Survey & AI Virtual Survey to identify risks, hazards and property characteristics. Our UnderwritingCenter automates actions, enhancing efficiency and accuracy for underwriters.
Do-it-yourself inspection on properties
Empower policyholders to conduct Do-It-Yourself (DIY) Surveys on their properties. The AI-powered mobile system prompts policyholders to take and upload photos and videos, resulting in detailed data collection at a reduced cost.
Property roof assessment
Get accurate roof assessments with Cotality’s Age of Roof and Roof Condition Insights (RCI). Using advanced analytics and AI, these tools provide trusted data for property risk assessment, available via API or bulk delivery for seamless integration.
Risk appropriate processing
UnderwritingCenter automates underwriting workflows to enable risk appropriate straight-through-processing. Utilize the rule-based decision-making capability to maximize efficiency and ensure process consistency among your underwriting team.