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Credco™ Credit Reports

Credco™ Credit Reports

Make faster, more confident lending decisions

Overview
Features
Pricing
FAQ
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Overview

Accurate credit data from prequalification to closing

Credco Credit Reports provide lenders with a complete, consolidated view of borrower credit by combining data from all three major credit bureaus into a single, reliable report. 

With integrated compliance tools, analytics, and monitoring capabilities, lenders can assess risk earlier, streamline underwriting workflows, and make faster, more informed decisions across the loan lifecycle. 

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A man and woman reviewing documentation in an office building while looking at a computer.
Where to access :
Credco
,
Blue Sage
,
Dark Matter
,
Encompass
,
Finastra
,
Fiserve (PCLender)
,
Integra
,
Laser Accuracy
,
LendingPad
,
Mortgage Cadence
,
Blend
,
Cloud Virga
,
FICS Loan Producer
,
MeridianLink
,
Mortgage Automator
,
NCino
,
Wipro Gallagher
,
credit_score

See the full credit picture

Access a merged, tri-bureau view of borrower credit data for a more accurate assessment of creditworthiness. 

speed

Improve decision speed

Streamline underwriting with automated data delivery and real-time updates throughout the loan process.

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Reduce loan fallout risk

Evaluate borrower eligibility earlier through prequalification tools and flexible report options. 

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Increase operational efficiency

Integrate seamlessly with loan origination systems to simplify workflows and reduce manual effort.

Features

Make faster, more confident lending decisions with complete credit visibility

Credco Credit Reports deliver a comprehensive, tri-merge view of borrower credit-combined with compliance tools, fraud protection, and real-time insights to streamline underwriting.

A professional young man using their computer to do a credit check.

Tri-merge credit reporting

Combines data from Experian, Equifax, and TransUnion into a single, comprehensive report.

Prequalification and soft pull options

Assess borrower eligibility early without triggering a hard credit inquiry.

Trended credit data

Access up to 24 months of borrower credit payment history for deeper insight into financial behavior.

Real-time credit monitoring

Track changes in borrower credit activity from initial pull through closing with LQ Debt Monitoring.

A professional young man using their computer to do a credit check.

Tri-merge credit reporting

Combines data from Experian, Equifax, and TransUnion into a single, comprehensive report.

Prequalification and soft pull options

Assess borrower eligibility early without triggering a hard credit inquiry.

Trended credit data

Access up to 24 months of borrower credit payment history for deeper insight into financial behavior.

Real-time credit monitoring

Track changes in borrower credit activity from initial pull through closing with LQ Debt Monitoring.

Request a demo
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60+ years

of being the pioneer and continued market leader in credit reporting

80+

loan origination systems and point of sale platforms have reports available on them

99.9% uptime

of our systems, means you get access to the most innovative credit reporting solutions in the industry, reliably and with confidence

Pricing
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What our customers are saying
Credco has proven to be superior in every way over [Provider A and B]. We are very, very happy with the service level we continue to receive, as Cotality Credco has made our service a much more enjoyable experience.
Cotality Customer
Cotality Customer
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FAQ

‍

How can I contact Credco Consumer Assistance?

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How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.

‍

Trying to reach us by phone?

Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
‍

Looking for support?

If you are a business customer that uses Credco your dedicated support numbers are located in your portal. If you are not able to access those pages use the contact information below.


‍General number
Phone: (800) 694-1414
Fax: (619) 938-7007


Customer service
Phone: (800) 523-0233
Fax: (800) 523-0688

Contact details