Overview
Simplify commercial property cost estimates
Calculating commercial property reconstruction costs is a complex science. Simplify it with an actionable, streamlined source of the most comprehensive, reliable property data. Insurers across the country rely on Cotality’s intuitive commercial risk assessment and valuation platform, which automatically populates estimates with relevant information sourced from a robust, yet still growing database of nearly 50 million North American businesses. Offering a full spectrum of insights, including firmographic data and aerial imagery, this solution enables underwriters to scale commercial property risk assessment with the utmost confidence.
Calculate ITV with accuracy
Up the ante on your ITV accuracy with decades of proprietary construction pricing data at your fingertips, including materials, labor, and equipment costs based on local economic conditions.
Streamline underwriting and risk assessment
Optimize underwriting and risk assessment with prefilled property data based on street addresses. It reduces tedious data entry while minimizing errors, and instilling confidence in every calculation.
Contents and occupancy insights
Calculate the value of business personal property and provide firmographic details about businesses — all based on a street address.
Calculate ITV with accuracy
Up the ante on your ITV accuracy with decades of proprietary construction pricing data at your fingertips, including materials, labor, and equipment costs based on local economic conditions.
Streamline underwriting and risk assessment
Optimize underwriting and risk assessment with prefilled property data based on street addresses. It reduces tedious data entry while minimizing errors, and instilling confidence in every calculation.
Contents and occupancy insights
Calculate the value of business personal property and provide firmographic details about businesses — all based on a street address.
Features

Commercial property prefill
Commercial Prefill provides insurance-ready, commercial exposure data directly in documents, enabling insurance carriers to support straight-through processing for rate/quote/bind, as well as for efficient underwriting. Now available via API.
Seamless implementation
Whether it’s setting up a standalone platform, API integration, or a hybrid approach, we work closely with your team to seamlessly integrate the solution into your existing quoting processes.
Deep portfolio insights
Upload your entire portfolio in a single batch, and let the system analyze the true exposure valuation of the commercial properties under your coverage.
Efficient quoting process
Make the multi-building quoting process simple and efficient through a platform that can estimate reconstruction costs for multiple buildings on a single parcel.