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Model Context Protocol (MCP) Server

The universal AI connector for property intelligence

Overview

AI plug‑and‑play for high-fidelity property intelligence

AI only delivers true enterprise value when grounded in trusted, real-time data. Cotality’s Model Context Protocol (MCP) Server provides AI models and autonomous agents with secure, instant access to verified property and location intelligence, ensuring your generative outputs are fact-based and reliable. Built on the open MCP standard, it acts as a universal bridge between leading systems like ChatGPT, Claude, and Gemini and Cotality’s multi-source data repository.

Designed specifically for production-grade, secure, and governed enterprise environments, our MCP Server supports complex, agentic workflows across underwriting, risk analysis, and valuation—helping organizations confidently transition AI from speculative experiments to real-world business impact.

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Ground AI in facts, not assumptions
Eradicate costly AI hallucinations. By giving your LLMs direct, real-time access to verified property data, you ensure that every output is fact-based, reliable, and fiduciary-grade.
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Eliminate integration bottlenecks
Stop building and maintaining brittle, custom API integrations. Deploy our standardized gateway once to securely hook any MCP-compatible framework into our property database.
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Enterprise-grade governance and security
Maintain absolute control over your sensitive assets. The MCP Server acts as a secure intermediary, letting models discover and retrieve deep property insights on demand while keeping data private.
Use cases

Securely grounding agentic workflows

With Cotality’s MCP Server, your AI models and autonomous agents can discover and retrieve deep property insights on demand, eliminating manual integration bottlenecks and static data risks.

Automate underwriting decisions

Ground underwriting agents in property characteristics and historical risk profiles to accelerate policy decisions without human bottlenecks or manual entry errors.

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Climate & Hazard Risk Analysis

Automatically trigger portfolio exposure assessments against acute and chronic hazards in real time during transaction screenings.

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Fiduciary Valuation & Collateral Risk

Supply autonomous valuation models and custom copilots with market-leading HPI trends to streamline valuations and mitigate lending risks.

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Intelligent Portfolio Harmonization

Empower AI agents to ingest, clean, and resolve disparate property databases. Using the persistent CLIP® identifier, agents can eliminate duplicate records and instantly enrich incomplete portfolios with high-fidelity attributes.

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Products

Universal AI connector for trusted datasets

The Cotality MCP Server acts as a single, standardized gateway, connecting your choice of AI models and agent frameworks to our multi-source property database.

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Climate Risk Analytics – Acute Perils

Identify and score acute property hazards

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Climate Risk Analytics – Chronic Perils

Nationwide chronic peril indices and property risk scores

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CLIP®

Achieve property data clarity with CLIP

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Cotality HPI™

Timely insights into housing market price trends

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Property Characteristics

Comprehensive U.S. property data

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22,000+

verified property and public record data sources fueling the platform

Open standard

built on open-source MCP for seamless, zero-friction integration

4 core assets

high-fidelity data assets immediately available via the server

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