Climate Risk Analytics

Forward-looking catastrophic risk modeling

Overview

See climate risk from every angle

Reactive response is based on instinct. Profitable decisions are made with plans. Give yourself a better outcome by plotting the full range of scenarios across multiple timelines.

We measure and model how the climate is evolving, crunching billions of data points into a plan that helps you mitigate impacts to your property portfolio. That way, you can focus on the future and better prepare to weather any storm that comes your way.

Our CoreAI-powered climate models tell a more accurate story about how climate risk is changing property at a rapid pace. That way, you know exactly what financial impacts are possible before they happen.

potted_plant

Reinforce long-term resilience

We reveal physical risk for 99.9% of U.S. properties at the address level so you can manage your portfolio and mitigate vulnerabilities over the next 30 years.

data_alert

Evaluate potential losses

Our database, built on billions of data points, helps you see location-based financial risks and make strategic adjustments.

support

Protect public safety

Understand infrastructure impacts and economic disruptions to prepare emergency responses, shape policy, and support community adaptation.

potted_plant

Reinforce long-term resilience

We reveal physical risk for 99.9% of U.S. properties at the address level so you can manage your portfolio and mitigate vulnerabilities over the next 30 years.

data_alert

Evaluate potential losses

Our database, built on billions of data points, helps you see location-based financial risks and make strategic adjustments.

support

Protect public safety

Understand infrastructure impacts and economic disruptions to prepare emergency responses, shape policy, and support community adaptation.

Features

Decode climate risk

Hyper-local insights reveal threats today, tomorrow, and 30 years into the future. Our models help you make informed decisions.

Prepare for the future

Our CoreAI-powered models use high-resolution data to assess future financial losses accurately at the parcel level.

Verify and quantify peril risk

We combine 13 industry-leading peril and sub-peril models to help you fully see the frequency and severity of property damage in various scenarios historically.

Structure-specific characteristics

Reliably calculating reconstruction cost values (RCV) means knowing the minute differences between the properties in your portfolio. We provide the details on square footage, style, foundation type, and garages.

$10.8T

32.7 million U.S. homes face at least a moderate risk of damage from hurricane winds. That translates to trillions of dollars exposed to the elements.

$69B

Flood risk is rising. By 2030, it could cost billions to reconstruct the homes at-risk of flooding.

100M+

See exactly what it costs to reconstruct hundreds of millions of U.S. properties so you can reduce risk where it matters most.

What our customers are saying
"Cotality’s solutions have been a game-changer. I have multiple borrowers in the pipeline now that I wouldn’t have landed without these tools. In just weeks, these solutions have transformed how we operate."
Top Mortgage Broker
CEO
This is some text inside of a div block.

Pricing

Ready to get started with RP Data?

View our plans and pricing below

Pricing

Ready to get started with
RP Data?

View our plans and pricing below

FAQ

Dynamical downscaling uses high-resolution regional climate models to accurately assess climate change risks. This method ensures physical consistency and correlation between climate variables, which is essential for understanding portfolio risks and regulatory climate-related disclosures.

Does Cotality include the financial costs of physical climate impacts in addition to physical risk scores?

Climate Risk Analytics contains 20+ detailed financial risks across various climate scenarios, including Average Annual Loss (AAL) and multiple Probable Maximum Loss (PML) calculations.

How does Climate Risk Analytics by Cotality help with SEC compliance?

Climate Risk Analytics provides detailed property-level physical and financial risk assessments, helping companies meet SEC disclosure requirements by understanding and reporting the physical and economic impacts of climate change.

Platform Resources (0)

No items found.

How can we help you?

Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Contact details