Climate Risk Analytics – Acute Perils
Identify and score acute property hazards
Standardize and convert risks into potential economic impact
Cotality’s Climate Risk Analytics (CRA) Acute Perils solution combines our proprietary datasets and catastrophe modeling optimized for Climate Risk Scenarios. Acute Perils includes a comprehensive set of risk metrics for the following hazards: Earthquake, wildfire, inland flood, severe convective storm, winter storm, hurricane/tropical storm surge and wind.
This product uses catastrophe modeling optimized for multiple Climate Risk Scenarios (CRS) prescribed by the Intergovernmental Panel on Climate Change (IPCC). It combines these IPCC scenarios along with Cotality’s proprietary hazard data and models, providing detailed results for each property. This solution reveals the largest expected losses from different hazards over several time periods, so you can see the possible financial effects of climate events on your properties.
The result is climate risk metrics for each scenario, down to the individual property level.


Key product attributes
- Cotality Composite Risk Score (scaled 1-100)
- Coverage across ~175 million structures in the continental United States
- Shared Socioeconomic Pathways (SSP) scenarios
- Integration of IPCC climate risk scenarios with proprietary analytics
- Reflects financial impacts over multiple time horizons (50/100/200/500 years)
- Average Annual Loss (AAL)
- Probable Maximum Loss (PML)
- Geospatial information
- Parcel/structure level details
- AI-ready data (delivered with semantic companion files)
Pricing varies based on volume, geography, and delivery.
FAQ
What is Climate Risk Analytics – Acute Perils?
Cotality’s Climate Risk Analytics uses catastrophe modeling optimized for Climate Risk Scenarios, to determine a property’s financial risk against acute climate hazards, now and in the future.
What hazards are covered by Cotality’s Climate Risk Analytics – Acute Perils?
Cotality’s Climate Risk Analytics solution covers earthquake, wildfire, inland flood, severe convective storm, winter storm, hurricane/tropical storm surge, and hurricane/tropical storm wind.
What is the Cotality Composite Risk Score (CRS) and how is it calculated?
The Cotality Composite Risk Score (CRS) is a metric scaled from 1 to 100 (lower risk to higher risk). It represents the sum of the Average Annual Loss relative to the calculated Reconstruction Cost Value for the listed hazards.
How do Climate Risk Analytics – Acute Perils use climate risk scenarios?
The product uses catastrophe modeling optimized for Climate Risk Scenarios prescribed by the Intergovernmental Panel on Climate Change (IPCC), including Shared Socioeconomic Pathways with increasing severity (SSP1-2.6, SSP2-4.5, SSP3-7.0, and SSP5-8.5) for current, 2030, 2040, and 2050 timeframes. This produces risk metrics for each scenario, down to the individual property level.
What types of outputs and risk metrics are available for properties?
Climate Risk Analytics – Acute Perils provides highly granular probabilistic modeling outputs for each asset location. This includes the Cotality Composite Risk Score and peril-specific Probable Maximum Loss (PML) metrics across multiple time horizons (50/100/200/500 years), reflecting the financial impact and materiality of potential hazard or climate events.
How can we help you?
Let's get this conversation started! Our team is here to provide you with more information and answer any questions you may have.
Trying to reach us by phone?
Get in touch with our sales team at (866) 774-3282. We're here Monday to Friday from 7 a.m. to 5 p.m. CT.
Looking for support?
Visit our dedicated support page to find support for all our products.