Overview
Simplified portfolio landlord underwriting
Buy To Let Hub is a web-based platform designed to streamline portfolio underwriting for lenders, ensuring compliance with the Prudential Regulatory Authority’s SS13/16 standards. It simplifies the underwriting process, reduces broker admin, and allows lenders to adjust risk rules in real-time, resulting in faster and more reliable loan decisions. Brokers can upload, monitor, and manage landlord portfolios in one place, benefiting from automatic data checks and lender-specific templates. The platform offers customisable risk rules, aligning to lender risk appetite. The platform also features a real-time lender dashboard, automated stress testing, live EPC ratings, instant PDF reports, and full audit trails, making compliance easy and ensuring that lenders stay aligned with PRA SS13/16 rules while embedding their specific policies seamlessly.
All-in-one portfolio management
Centralised management of buy-to-let portfolios, enhances efficiency, and ensures compliance, making it a valuable tool for brokers and lenders alike.
Customisable risk rules
Set and adjust Interest Coverage Ratios and Loan To Value limits instantly, aligning with your risk appetite and ensuring smarter underwriting decisions.
Faster loan decisions
Simplify the underwriting process with minimal admin, automatic data checks and lender-specific templates. Meaning faster and more reliable loan decisions.
All-in-one portfolio management
Centralised management of buy-to-let portfolios, enhances efficiency, and ensures compliance, making it a valuable tool for brokers and lenders alike.
Customisable risk rules
Set and adjust Interest Coverage Ratios and Loan To Value limits instantly, aligning with your risk appetite and ensuring smarter underwriting decisions.
Faster loan decisions
Simplify the underwriting process with minimal admin, automatic data checks and lender-specific templates. Meaning faster and more reliable loan decisions.
Compliance made easy
Stay aligned with PRA SS13/16 rules effortlessly, embedding your lender-specific policies and maintaining full audit trails to every application.
Features
Steamlined buy to let portfolio management
Stay informed with real-time status updates, adjust risk management values instantly, test portfolios against live data for accurate assessments, and view EPC ratings to make informed lending decisions.
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Real-time lender dashboard
Provides status updates, including connected brokers and the number of applications submitted, passed, and referred, ensuring you stay informed.
Configurable lender rules
Adjust interest rates, thresholds, and tolerances instantly, enabling applications to be evaluated against these values for precise risk management.
Automated stress testing
Test landlord-submitted portfolios against live data from multiple AVM service providers, ensuring accurate and up-to-date risk assessments.
Live EPC Ratings
View current EPC ratings for every property and flag properties that don’t meet minimum standards, helping you make informed, data-backed lending decisions.
